Klarna is a Swedish payment service provider that assumes responsibility for users' payments. Klarna is the provider of simplified payments for more than 200,000 online stores. So far, more than 85 million customers worldwide have relied on Klarna for their payments.
"Pay in 3 installments without interest" allows you to defer the cost of your purchase in 3 equal payments. Payments for each installment will be automatically charged to the debit or credit card indicated at the time of payment. The first installment will be charged when the order is confirmed by Camden and the second and third installments will be 30 and 60 days later, respectively. You can always monitor the schedule of your payments nell’app Klarna.
To use the option "Pay in 3 installments without interest" you must be at least 18 years old. Although the option "Pay in 3 installments without interest" is widely advertised, it is subject to the financial circumstances of the user. By choosing to take advantage of the "Pay in 3 interest-free installments" option, our analysis will not affect your credit assessment.
Klarna is unique and offers the option "Pay in 3 installments without interest" based on a number of factors such as the value of the order, the order history and the availability of the item. If you are over 18 years of age, you can increase your chances of taking advantage of the "Pay in 3 interest-free installments" option by making sure you provide your full name and accurate address, as well as using your registered billing address for shipping. All orders are examined individually. Just because the user has used the "Pay in 3 installments without interest" option previously does not mean that he will be offered to use it for each order; and, if the option has been denied to him previously, it does not mean that he will be for all future orders.
If you wish to make a purchase with Klarna using the "Pay in 3 interest-free installments" option, you will need to provide your phone number, email address, current billing address and debit or credit card number. The mobile number is required in case we need to contact you. All communications will be sent by email. It is very important that we are provided with the correct data, because otherwise the payment schedule and any order updates may not arrive.
Klarna may carry out so-called unass documented requests (or soft credit searches) that have no effect on the credit score and are only visible to you and Klarna, but are not visible to other credit institutions. Neither Klarna nor Camden conduct credit searches against you that could affect your credit score.
Although the option "Pay in 3 installments without interest" is widely advertised, it is not always available to everyone. The "Pay in 3 interest-free installments" option is automatically generated by algorithms that depend on a number of factors that include the address, cardholder data, order total, online store, history of previous orders, and item availability.
Payments for installments of the "Pay in 3 installments without interest" option will be automatically charged to the debit or credit card indicated at the time of payment. The first payment will be charged when the order is confirmed. The second and third installments will be charged respectively 30 and 60 days after the first installment. You can always monitor the schedule of your payments in the Klarna app.
As soon as Camden accepts the cancellation or return, Klarna will cancel any future scheduled payments and refund any amount due. The return will be immediately visible in the Klarna app.
Klarna will attempt to charge payment for "Pay in 3 Interest-Free Installments" installments at Camden to the debit or credit card indicated at the time of payment. If it is not possible to charge the payment on the due date, Klarna will make a second attempt to automatically charge the payment two days later. If this attempt fails, Klarna will issue a bank statement for the full outstanding amount which will become payable 15 days later. Klarna will communicate the payment deadline two days before attempting to collect it and you can always monitor the due date in the Klarna application. If you do not pay on time using the "Pay in 3 installments without interest" option, your credit score will not be impacted.
You can view all klarna purchases and payment schedule in the Klarna app or by logging in to Klarna.com/uk.
Payment data is processed securely by Klarna. No card data is transferred or retained by Camden. All transactions take place with connections secured by the industry's latest security protocols.
Yes. Simply go to the Klarna app or log in to the website Klarna.com/uk and pay in advance.
Klarna will send an email notification and push notification from the Klarna application when a payment is due and when it has been successfully cashed, or in the unlikely event that the payment has failed. If a payment has been made but no payment confirmation has arrived, you can always check the status of your order and payments in the Klarna app or by accessing the website www.klarna.com/uk
Once Camden has received the return (partial or total) and you have received confirmation of receipt, Klarna will send you a statement with an updated payment plan in the case of a partial return. With a total return of the goods, we will refund all payments collected and cancel all future planned payments. You can always monitor the status of your order in the Klarna app.
In the event that the goods have not yet been received, call Camden to check the status of the order and its delivery. You can also contact Klarna Customer Service so that we can postpone the payment due date or put your order pending in the Klarna app pending delivery.
As soon as the store has registered the cancellation or return, the refund will be processed within 5-7 working days.
Refunds will be made to the debit or credit card that was originally given at check-out.
You can access the Klarna app or website www.klarna.com/uk, where you can find all orders and information of scheduled payments.